Learn to use ChatGPT, Claude, Gemini, and Perplexity to work smarter as a banker or loan officer. Explain loan products in plain language, analyze financial statements, draft credit memos and compliant adverse action notices, streamline document intake, and manage your pipeline — all while staying inside fair lending, ECOA, and privacy rules. Built for retail bankers, commercial lenders, and loan officers. No coding required, free certificate included.
Banking and lending professionals are finding that AI tools like ChatGPT, Claude, Gemini, and Perplexity can handle a surprising share of the writing, analysis, and communication tasks that eat up a workday. This free course is built specifically for retail bankers, commercial lenders, and loan officers who want to work faster and more accurately without needing any coding background. You will start with the AI landscape as it applies to lending, learn how to write your first effective prompts, and understand the privacy rules that govern how you can use these tools at work.
From there, the course moves into hands-on lending tasks. You will learn to explain loan products in plain language for borrowers, analyze financial statements and tax returns using AI assistance, and draft credit memos and loan write-ups more efficiently. Later modules cover streamlining document intake, writing compliant adverse action notices and decline letters, and using AI to manage your pipeline, schedule follow-ups, and spot cross-selling opportunities.
The advanced module takes things further with prompt engineering techniques tailored to banking scenarios and guidance on building custom lending assistants using ChatGPT's GPT builder or Claude Projects. The course closes with a focused look at fair lending, ECOA compliance, and how to validate AI output so you stay on the right side of regulatory expectations. Finishing the course and passing the final exam earns you a certificate of completion you can add to your LinkedIn profile or resume.
4 modules • 11 lessons
Finish every lesson and pass the final exam to earn this free, shareable certificate.
Certificate of Completion
has successfully completed
12 lessons · Final exam passed
Michail Ouroumis
Founder, FreeAcademy.ai
Sample preview. Your name appears on the certificate when you complete the course. Learn more
The course covers four topic areas: AI fundamentals for lending professionals, using ChatGPT and Claude for core lending tasks like credit memos and financial statement analysis, automating workflows such as loan intake and adverse action notices, and advanced topics including custom lending assistants and fair lending compliance. Every lesson is grounded in real banking scenarios.
Yes, the course is completely free. When you finish all the lessons and pass the final exam, you receive a certificate of completion that you can share on LinkedIn or attach to a job application.
No coding is required. The course is designed for working bankers and loan officers who want to apply AI tools in their day-to-day roles, not for developers. Familiarity with basic lending concepts is helpful, but the course starts from the beginning with AI fundamentals.
The course focuses primarily on ChatGPT and Claude for lending tasks, with Gemini and Perplexity also introduced in the foundational module. You will also learn how to build custom assistants using ChatGPT's GPT builder and Claude Projects for banking-specific workflows.
Compliance is woven throughout the course, starting with privacy rules in the very first prompting lesson. A dedicated closing lesson covers fair lending, ECOA requirements, and how to validate AI-generated content so you can use these tools confidently without creating regulatory risk.
Learn how to use AI tools to transform your work as a financial advisor. Discover practical techniques for client meeting prep, portfolio and market commentary, financial planning, and compliant client communications — with the privacy and SEC/FINRA guardrails that matter. No coding required. Earn a free certificate for your LinkedIn and resume.
Learn how to use AI tools to transform your work as an insurance professional. Discover practical techniques for policy analysis, claims handling, underwriting research, and customer communications. No coding required.
An advanced, hands-on course for buy-side and sell-side equity research analysts. Use AI to analyze earnings calls and 10-Ks, build a sector coverage thesis, construct and stress-test comparable company analysis, source and red-team DCF assumptions, draft equity research reports, build sector-coverage assistants, and stay inside MNPI, Reg FD, and research-independence lines.
Understand how digital money really works and manage it with confidence. Learn wallets, UPI, mobile money, cards, and QR payments, spot fraud and scams before they cost you, and use free AI tools like ChatGPT, Claude, Gemini, and Perplexity to decode fees, budget, and compare fintech apps. Every lesson is hands-on with copy-ready prompts, and you finish with a free certificate for your LinkedIn and resume.
Learn how to use AI tools to understand, prepare, and double-check your taxes with zero prior experience. Decode confusing forms, find deductions you qualify for, organize documents, handle side income, and review your return, all while keeping your data safe. Earn a free certificate.
An advanced, workflow-specific course for litigation attorneys, paralegals, and in-house counsel. Go deeper than the basics with AI-assisted e-discovery, deposition prep, case law synthesis, motion and brief drafting, expert witness analysis, and trial preparation — with a strong focus on US/UK ethics, FRCP/CPR compliance, and hallucination prevention.
